Non-Bank Lenders.

 

In the realm of property finance, traditional banking avenues might not always align with your unique requirements.

That’s where Fortis Capital comes in. As your premier property finance advisory firm in New Zealand, we connect you with the best non-bank lenders available, ensuring your projects are backed by the right financial solutions.

Let Fortis Capital guide you through the complexities of non-bank property finance. Reach out to discuss your needs and discover why we’re leading property finance advisors.

Why Choose Fortis Capital as Your Property Finance Advisor?

  • Specialised Property Finance: We're not just any advisory firm. Our focus is on providing customised property finance solutions by brokering the best deals with trusted lenders that cater to the diverse needs of New Zealand's property investors and developers.

  • Access to Flexible Financing: We have access to several trusted lenders who offer significantly flexible loan terms, allowing us to find the best fit for your project’s specific needs.

  • Swift Access to Funding: In the fast-paced property world, timing is crucial. As trusted advisors, we facilitate quick access to competitive financing options, ensuring your projects stay on track without delays.

  • Transparent Guidance: At Fortis Capital, transparency is at the core of our service. We provide clear and straightforward advice, ensuring you always understand your options with no hidden fees or surprises.

  • Diverse Expertise: Whether you’re dealing with residential or commercial projects, our extensive knowledge of the non-bank property finance market enables us to connect you with the best lending solutions to meet your needs.

What is Non-Bank Property Finance? 

In the realm of property financing, there are alternatives to traditional banking that can offer more flexibility and customisation to borrowers, commonly referred to as non-bank property finance.

Non-bank property finance refers to loans or financial services related to property that are offered by financial institutions other than traditional banks.

These lenders operate outside the regular banking system and can often provide more specialised and flexible lending solutions to their borrowers.

Check our full blog post if youd like to know more about what non-bank lenders are and the benefits of choosing a non bank lender for your next project.

When to Consider Non-Bank Property Finance?

  • Project Specialisation: If your property or project has unique characteristics, non-bank lenders can provide the niche expertise and tailored financial products you need.

  • Speed: When you're up against tight deadlines, the swift approval processes of non-bank lenders can be invaluable.

  • Unique Financial Profiles: If you have unconventional income or credit histories, non-bank lenders might be more amenable to your application.

  • Seeking Alternative Terms: If the terms offered by traditional banks don't align with your needs, non-bank lenders can offer the adaptability you're searching for.

Benefits of Non-Bank Property Finance:

  • Unlike traditional banks that often have one-size-fits-all loan products, non-bank lenders tend to offer customised solutions, ensuring the financing aligns with the specific requirements of a project or borrower.

  • Without the red tape and bureaucracy often associated with traditional banks, non-bank lenders can typically make decisions and disburse funds more swiftly, crucial for the fast-paced property market.

  • Non-bank lenders often exhibit greater flexibility in terms of loan terms, repayment options, and criteria, making it easier for borrowers to secure financing that fits their unique circumstances.

  • Those who might not fit the conventional borrower profile, perhaps due to unique income streams or unconventional property types, might find it easier to secure loans from non-bank institutions.

  • While non-bank lenders operate independently of the Reserve Bank's official cash rate, they still offer competitive interest rates, relative to the more flexible terms offered.

Our Specialist Services

Land Development Finance

If your goal is to purchase and subdivide raw land into plots for sale, our land development finance solutions have got you covered.

Development Finance

Residential multi-unit, standalone houses and commercial/mixed use development solutions are at the core of our business.

Bridging Finance

We provide both closed and open bridging finance options. When you need help bridging a financial gap, we're here to help.